Personal Financing

Personal Loans

We offer personal loans like UCL, Unsecured Credit Lines, Personal Term Loans. A minimum of 680 credit score is required, verifiable income of $40,000 or more. We are able access up to $400,000 in funding for our applicants taking  between one to three weeks to fund. We require: paystubs, banks or tax returns, driver ‘ s license, utility bills and personal VC.

401k Loans

When you borrow against your 401(k), you’re essentially borrowing money from your retirement savings. Unlike borrowing from a bank, the interest you pay, you pay to yourself. The amount you borrowed is no longer invested so rather than getting investment gains; your “gain” is the interest you pay back. This is our 401k Rollover for the Working Capital program. Also known as a Rollover for Business Startups (ROBS) as coined by the IRS. Essentially, we are rolling their funds into a new 401k plan (designed by our team) which purchases stock in the client’s private C-corp. By purchasing stock, it puts the funds in their corporate checking account to be usable for any business purpose. They can then contribute profits/revenues back to the 401k plan.

To learn more about how business funding can help you, book a free consultation with a business financing expert.